See your 2026 federal income tax, Social Security, Medicare and take-home pay per paycheck. No signup required.
Filing status
How often you're paid
Estimated take-home pay per paycheck
$3,287
$85,450 a year, after taxes and pre-tax contributions.
| Rate | Income in this bracket | Tax |
|---|---|---|
| 10% | $12,400 | $1,240 |
| 12% | $38,000 | $4,560 |
| 22% | $43,500 | $9,570 |
Each rate only applies to the slice of taxable income inside its bracket. Moving into a higher bracket never lowers your take-home pay; only the extra dollars are taxed at the higher rate.
| Rate | Single | Married, filing jointly |
|---|---|---|
| 10% | $0 – $12,400 | $0 – $24,800 |
| 12% | $12,400 – $50,400 | $24,800 – $100,800 |
| 22%you | $50,400 – $105,700 | $100,800 – $211,400 |
| 24% | $105,700 – $201,775 | $211,400 – $403,550 |
| 32% | $201,775 – $256,225 | $403,550 – $512,450 |
| 35% | $256,225 – $640,600 | $512,450 – $768,700 |
| 37% | Over $640,600 | Over $768,700 |
This is an estimate for salaried income in the 2026 tax year (returns filed in 2027). It includes federal income tax, Social Security (6.2% up to $184,500) and Medicare (1.45%, plus 0.9% above $200,000). State tax uses the flat rate you enter, so treat it as a rough figure.
It doesn't cover self-employment tax, capital gains, the alternative minimum tax or newer deductions with special rules. All calculations happen in your browser and nothing is sent anywhere. This isn't tax advice; for your actual return, use tax software or a tax professional.
For 2026 the rates are 10%, 12%, 22%, 24%, 32%, 35% and 37%. For a single filer, 10% applies to taxable income up to $12,400 and 37% applies above $640,600. For married couples filing jointly, the 10% bracket goes up to $24,800 and 37% starts above $768,700.
$16,100 for single filers and $32,200 for married couples filing jointly. You take the larger of the standard deduction or your itemized deductions, and this calculator does that for you.
Your bracket is the rate on your last dollar of taxable income. Your effective rate is your total tax divided by your income. Because lower slices of income are taxed at lower rates, your effective rate is always below your bracket.
Traditional 401(k) and HSA contributions lower your taxable income, so they reduce federal income tax. Traditional 401(k) contributions still count for Social Security and Medicare, which this calculator reflects.
If you pass the IRS substantial presence test, you're generally taxed as a US resident and these brackets apply. Nonresident aliens follow different rules, including limits on the standard deduction, so check with a tax professional if that's you.